Mortgage Assistance-Neighborworks Spotlight:
To see further details about available Mortgage Assistance Programs offered by community partners such as Neighborworks please watch the above video. Rob Roake talks to us about the partnership with Salt Lake City to keep folks at risk of losing their homes housed during COVID-19.
Please view Neighborworks website at: https://www.nwsaltlake.org/mortgage-payment-assistance
Centers for Disease Control (CDC) Eviction Moratorium, Expired July 31st, 2021
As of July 31st, this protection has expired.
If you need help with rent or mortgage assistance please read below.
Press Conference – COVID-related Financial Help – June 23, 2021
Mayor Mendenhall presented information where members of the public can potentially receive assistance from non-profit partner agencies, for individuals who are behind on rental and mortgage payments.
COVID Housing Assistance
Utah Rent Relief
The Emergency Rental Assistance program can help renters who are unable to pay their rent and utilities due to circumstances related to COVID-19.
Eligible households have:
- Combined household income at or below 80% of area median income
- Someone in the household has qualified for unemployment, or has experienced a reduction in household income, incurred significant costs, or experienced financial hardship due to COVID-19
- Household is experiencing housing instability (for example, received a past-due utility or rent notice or eviction notice, or living in unsafe or unhealthy living conditions) due to COVID-19
- Applicant resides in the household and is on the lease
Eligible Uses of Funds Provided
- Current rent plus 3 months of prospective rent (with a termed lease)
- Past-due rent
- Eligible fees
- Security deposit
- Utilities, internet and home energy costs
To apply to the Utah Rent Relief Program please click this link below:
Renters Legal Protections
People’s Legal Aid
Peoples Legal Aid provides in-person and virtual training to help people understand their rights as tenants (renters) and the process and defense of a debt collection law suit. Peoples Legal Aid proactively searches for individuals who are facing an eviction or debt collection law suit. They can provide an initial consultation and evaluation of your case, without ever having to worry about receiving a bill from them.
To view their website and available services please click this link below:
Resources for renters and those affected by loss of income or employment
Salt Lake City announced $1.1 million dollars in housing stability assistance for rapid re-housing for individuals experiencing homeless, and rent and mortgage assistance for low-income eligible residents. If you have been impacted by COVID-19 and are unable to pay your rent or mortgage please contact the agencies outlined below to inquire about eligibility, services, and other resources. All of the agencies have Spanish-speaking staff on hand who can translate, as well as other translation services.
Rapid Re-Housing (for individuals or households 50% AMI, experiencing homelessness)
- The Road Home, (801) 359-4142
Rental Assistance (for individuals or households 60% AMI, facing evictions)
- Asian Association of Utah, (801) 467-6060
- Catholic Community Services, (801) 363-7710
- Utah Community Action, (801) 359-2444
ADDITIONAL RESOURCES FOR RENTERS
Interagency Council on Homelessness
The Interagency Council on Homelessness has developed a Step-by-Step Guide for renters that are at risk of eviction. You can find the U.S. Interagency Council on Homelessness (USICH) guide at the following link: Step-by-Step Guide for People at Risk of Eviction
Consumer Financial Protection Bureau
Learn about options to help your situation, like repaying any amount not paid during forbearance, avoiding foreclosure, and maintaining your reverse mortgage. Federal, state, and local governments are offering relief. See options to avoid eviction, get rental assistance, and understand your rights. Look at their toolkit at this link: https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/?utm_source=Toolkit&utm_medium=Email&utm_campaign=COVIDtoolkit
Utah Community Action
Utah Community Action is a nationally recognized provider of comprehensive services for income-eligible families. Their six core programs—Head Start, Adult Education, Case Management & Housing, Nutrition, HEAT, and Weatherization—address barriers to self-reliance to empower individuals, strengthen families, and build communities.
Utah Community Action, Case Management and Housing, and Tenant Landlord Mediation, 801-359-2444, www.UtahCA.org
United Way 211
Find every resource available to you in the State of Utah. Such as food banks, rental assistance programs, and more.
2-1-1, United Way of Salt Lake, community assistance resources, www.211Utah.org.
Utah Housing Coalition
Through Education, Advocacy, and Community Partnerships, the Utah Housing Coalition is dedicated to promoting equitable and sustainable communities to ensure all Utahans have a safe and affordable place to call home.
Department of Workforce Services (DWS)
Find assistance for food, child care, medical, financial, disability and unemployment insurance. Additionally, speak to an employment counselor for assistance in finding a new job.
Homeowner Mortgage Assistance Resources
For Salt Lake City Municipal Residents Only: Households who have experienced a loss of income or been otherwise financially affected due to the pandemic may submit an application for up to $5,000 to cover one to three months of mortgage payments. Households who have under 60% of the area median income (AMI) may be eligible for a grant while those over 60% AMI may be eligible for a 2% low-interest loan. We will determine the amount given to each household based on need, not all households will receive $5,000.
Qualified Salt Lake City residents may qualify for a grant of up to $5,000, an average of $1,800 per month or three (3) months to cover the cost of their mortgage. An application does not guarantee mortgage payment assistance. You are responsible for any payments due while the application is in process. If you have any questions please email them at firstname.lastname@example.org or call us at 801-539-1590