Long Term Disability
Salt Lake City’s Long-Term Disability Insurance (LTD) plan is administered by The Hartford.
LTD disability provides a benefit of 662/3% of your base monthly salary as long as you meet the provider’s criteria OR their ‘test of disability.’ Find the Test of Disability in each policy detail below.
All Policies
- Your monthly LTD benefit will begin after a 90 day elimination period from the date of disability.
- Monthly non-taxable benefit is 662/3% of monthly salary (taxable for City premium paid plans for Police and Fire).
- LTD benefit is reduced when you receive income from other sources (i.e., Social Security, retirement, etc.).
- While receiving disability, your medical & life premiums are eligible for a partial or full premium waiver for a period of time. Contact [email protected] more information.
- Certain conditions have an LTD benefit limit of 24 months – see the full LTD policy for details.
- URS service credit continues to accrue while receiving SDI or LTD benefits and if permanently disabled, LTD benefit may continue until you meet URS retirement eligibility as long as you meet the Test of Disability.
Call The Hartford at 303-645-8680 for any long-term disability questions or if you need to file a claim.